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To take advantage, you need to report the transaction quickly, but Buyer Protection does not cover all transactions.
Buyer Protection is similar to the benefits you get with a credit card: You can reverse the charges if the seller fails to deliver what was promised.
Data security: Pay Pal’s website is secure and encrypted.
As long as you have a secure connection to the legitimate Pay Pal site, any information you exchange is hidden from prying eyes.
And if the person’s online profile disappears a few days after they meet you, that’s another tip-off.
Here’s the real deal: Don’t send money to someone you met online — for any reason. He was supposedly working off the Endicott Islands repairing pipes as a contractor for China Oil.
However, for whatever reason, Pay Pal seems to have a reputation for being especially difficult to work with. Expensive items are (not surprisingly) the most appealing targets for thieves.
Perhaps that reputation is well-deserved, or perhaps there is just a vocal minority. To reduce the odds of a problem, try the following: In the past, businesses selling intangibles or charging fees for service were immune to Buyer Protection problems. So, be sure to document your communications so that you can provide proof to Pay Pal if there's a dispute.
If something happens, you won’t need to cancel your cards and update all of your automatic billers.
Customers can claim that goods never arrived or that you did not deliver what you promised, and Pay Pal seems to assume that the customer is (almost) always right.
You can plead your case, but you’ll need solid proof to get Pay Pal to decide in your favor. Customers can also reverse credit card charges easily.
Not everyone using online dating sites is looking for love. As if all that isn’t bad enough, romance scammers are now involving their victims in online bank fraud.
Scammers create fake online profiles using photos of other people — even stolen pictures of real military personnel. And they tug at your heartstrings with made-up stories about how they need money — for emergencies, hospital bills, or travel. Here’s how it works: The scammers set up dating profiles to meet potential victims.